Buy a different vehicle. The Kia needed brakes and some other work. While driving by a car lot I saw a 2010 Ford Ranger 4.0l V6 2WD with under 75,000km on it. So I bought it.
There is nothing really wrong with the Kia and I plan on doing the repairs at a later date. For the time being I just wanted something different. The truck is definitely better suited for the back roads in Alberta.